2026 HSA Limits Released

By Vita on July 1, 2025

<span id="hs_cos_wrapper_name" class="hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text" style="" data-hs-cos-general-type="meta_field" data-hs-cos-type="text" >2026 HSA Limits Released</span>

The IRS recently announced the 2026 inflation adjustments to the applicable dollar limits for the following accounts and plans:

Health savings accounts (HSAs)
High-deductible health plans (HDHPs)
Excepted benefit health reimbursement arrangements (EBHRAs)

On May 28, 2025, the DOL issued further guidance rescinding the prior 2022 guidance in full.

A summary of the 2026 dollar limits

The table below provides a comparison of the current 2025 limits and the updated 2026 limits:

	2025 Current Limits	2026 Updated Limits
HSA Contribution Limits
HSA – Self Only	$4,300	$4,400
HSA – Family	$8,550	$8,750
HSA – Catchup (55+)	$1,000	$1,000

HDHP Minimum Deductible
HDHP – Self Only	$1,650	$1,700
HDHP – Family	$3,300	$3,400

HDHP Out of Pocket Limit
HDHP – Self Only	$8,300	$8,500
HDHP – Family	$16,600	$17,000

Excepted Benefit HRA Limit
EBHRA Per Employee	$2,150	$2,200

Reference

Revenue Procedure 2025-19

2026 HSA Limits Released

A summary of the 2026 dollar limits

Reference

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