2026 HSA Limits Released

By Vita on July 1, 2025

Blog Fertility 1200x628

The IRS recently announced the 2026 inflation adjustments to the applicable dollar limits for the following accounts and plans:

Health savings accounts (HSAs)
High-deductible health plans (HDHPs)
Excepted benefit health reimbursement arrangements (EBHRAs)

On May 28, 2025, the DOL issued further guidance rescinding the prior 2022 guidance in full.

A summary of the 2026 dollar limits

The table below provides a comparison of the current 2025 limits and the updated 2026 limits:

	2025 Current Limits	2026 Updated Limits
HSA Contribution Limits
HSA – Self Only	$4,300	$4,400
HSA – Family	$8,550	$8,750
HSA – Catchup (55+)	$1,000	$1,000

HDHP Minimum Deductible
HDHP – Self Only	$1,650	$1,700
HDHP – Family	$3,300	$3,400

HDHP Out of Pocket Limit
HDHP – Self Only	$8,300	$8,500
HDHP – Family	$16,600	$17,000

Excepted Benefit HRA Limit
EBHRA Per Employee	$2,150	$2,200

Reference

Revenue Procedure 2025-19

Subscribe by email

Share this

Previous story

← Cryptocurrency Guidance for 401(k) Plans Rescinded

Next story

Employee Benefits Provisions of the One Big Beautiful Bill Act →

Get Email Notifications