2026 HSA Limits Released

By Vita on July 1, 2025

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The IRS recently announced the 2026 inflation adjustments to the applicable dollar limits for the following accounts and plans:

  • Health savings accounts (HSAs)
  • High-deductible health plans (HDHPs)
  • Excepted benefit health reimbursement arrangements (EBHRAs)

On May 28, 2025, the DOL issued further guidance rescinding the prior 2022 guidance in full.

A summary of the 2026 dollar limits

The table below provides a comparison of the current 2025 limits and the updated 2026 limits:

  2025 Current Limits 2026 Updated Limits
HSA Contribution Limits    
HSA – Self Only  $4,300  $4,400 
HSA – Family  $8,550  $8,750 
HSA – Catchup (55+)  $1,000  $1,000
     
HDHP Minimum Deductible    
HDHP – Self Only  $1,650  $1,700 
HDHP – Family  $3,300  $3,400
     
HDHP Out of Pocket Limit    
HDHP – Self Only  $8,300  $8,500 
HDHP – Family  $16,600  $17,000 
     
Excepted Benefit HRA Limit    
EBHRA Per Employee   $2,150  $2,200 

 

Reference

Revenue Procedure 2025-19

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