2027 HSA Limits Released

By Vita on June 3, 2026

2027-HSA-Limits

The IRS recently announced the 2027 inflation adjustments to the applicable dollar limits for the following accounts and plans:

New Limits for 2027

The table below provides a comparison of the current 2026 limits and the updated 2027 limits.

	2026 Current Limits	2027 Updated Limits
HSA Contribution Limits
HSA - Self Only	$4,400	$4,500
HSA - Family	$8,750	$9,000
HSA - Catchup (55+)	$1,000	$1,000
HDHP Minimum Deductible
HDHP - Self Only	$1,700	$1,750
HDHP - Family	$3,400	$3,500
HDHP Out of Pocket Limit
HDHP - Self Only	$8,500	$8,700
HDHP - Family	$17,000	$17,400
Excepted Benefit HRA Limit
EBHRA Per Employee	$2,200	$2,250
Direct Primary Care Service Arrangements
Individual (Monthly)	$150	$150
More than one Individual (Monthly)	$300	$300

The dollar limits currently in effect for 2026 will change for 2027 with the following exceptions:

The HSA catch-up contribution for individuals ages 55 and older, as this limit is not subject to cost-of-living adjustments.
DPCSA limits did not increase because the indexing calculation did not meet the $50 minimum threshold required for a change.